Your LicensedPayment Infrastructure Partnerfor Africa
Seamless, Secure, and Scalable Solutions Backed by Trusted Licensed Partners.
About Us
South African-Owned.
Africa-Focused.
Future-Ready.
AfricaPay was founded with the belief that Africa needs its own world-class digital payment infrastructure—built locally, for local realities. With deep roots in South Africa's fintech ecosystem and a footprint expanding across the continent, we bring together compliance, technology, and customer-centricity.
To unlock financial inclusion and enable economic growth by simplifying payments across Africa.
AfricaPay is a licensed Payment Service Provider (PSP) and registered System Operator, compliant with SARB, PASA, POPIA, and FIC regulations.
Comprised of seasoned professionals from payments, banking, compliance, and technology backgrounds, united by a passion to build for Africa.
Secure. Scalable. Compliant.
We combine enterprise-grade security, cloud-based scalability, and strict regulatory adherence to give you the confidence to grow and transact across the continent.
Merchant Acceptance
Omnichannel tools to accept payments anywhere, anytime.
Gateway Services
Simple APIs and hosted integrations to power ecommerce and app payments.
Regulatory Compliance
Built-in KYC, AML, and SARB/FIC alignment from day one.
Merchant Services
AfricaPay enables merchants of all types—from informal traders to large retail chains—to accept digital payments across all customer-preferred channels.
What We Offer
Multi-Channel Acceptance
Accept Visa, Mastercard, EFT, SnapScan, Zapper, Apple Pay, Google Pay, and mobile wallets.
Smart POS & SoftPOS
Choose from Android POS devices or convert smartphones into payment terminals.
Instant Settlements
Same-day or next-day settlements with real-time transaction monitoring.
Merchant Segments
Same-day or next-day settlements with real-time transaction monitoring.
SMEs & Informal Traders
Mobile-first solutions with easy onboarding.
Retail & Franchises
Integrated POS with loyalty and inventory support.
Enterprises & Chains
Centralized reporting, reconciliation, and support across branches.
Payment Gateway
AfricaPay's robust payment gateway makes online commerce effortless for developers, ecommerce platforms, and service providers.
Features
Hosted Checkout
Embed a secure, mobile-optimized payment form without writing custom code.
Custom API Integrations
RESTful APIs for tailored checkout flows and backend control.
Pre-built Plugins
Ready-to-deploy plugins for Shopify, WooCommerce, Magento, and custom CMS platforms.
Security & Risk Management
PCI-DSS compliance, tokenization, 3D Secure, and real-time fraud screening.
Multi-Currency Support
Accept and settle in multiple African and global currencies with dynamic FX conversion.
Pay-In / Pay-Out Solutions
AfricaPay was founded with the belief that Africa needs its own world-class digital payment infrastructure—built locally, for local realities. With deep roots in South Africa's fintech ecosystem and a footprint expanding across the continent, we bring together compliance, technology, and customer-centricity.
Capabilities:
Bulk Payouts
Send funds to bank accounts, mobile wallets, and prepaid cards in one click.
Smart Collections
Streamline billing and subscription payments across payment channels.
Split Payments
Automatically split payments between suppliers, partners, and service providers.
Ledger Management
Full visibility of balances, transaction history, and reconciliation records.
Ideal For
Gig platforms, ride-hailing apps, donation platforms, and NGO disbursement schemes.
Compliance & Risk
AfricaPay takes a proactive approach to risk and compliance, integrating robust controls into every layer of our platform.
Compliance Tools:
KYC & Onboarding
Automated document capture, biometric verification, and tiered KYC levels.
AML Screening
Real-time checks against global and local sanction lists and behavior-based alerts.
User Permissions
Role-based access, full audit trails, and encrypted communication.
Reporting Automation
Generate SARB, FIC, and POPIA-compliant reports on a daily, weekly, or monthly basis.
Continuous Monitoring
Embedded transaction scoring and anomaly detection powered by AI.
Treasury & Float
AfricaPay gives financial platforms and marketplaces the tools they need to manage liquidity, user funds, and FX exposures across regions.
Treasury Features:
Float Accounts
Interest-bearing float tools with automated funding and rebalancing.
Escrow Framework
Segregated funds structure for client protection and compliance.
Custom Settlements
Define schedules (daily, T+1, weekly) based on your business needs.
FX Management
Real-time visibility and tools to manage currency conversion and transfers.
Cash Management Dashboards
End-to-end treasury visibility with exportable reports.
Industry Solutions
AfricaPay’s flexible infrastructure is tailored to support a wide variety of high-impact sectors.
Sectors We Serve
Fintechs & Wallets
Plug-and-play APIs to power mobile wallets, virtual cards, and agent networks.
Banks & Institutions
White-label payment layers and digital onboarding stacks.
Marketplaces & Aggregators
Real-time routing, split payments, and dashboard control.
Governments & Utilities
Tax collections, license renewals, and subsidy disbursements.
SACCOs & MFIs
Digitized lending flows, deposit collections, and member payouts.
NGOs & Donors
Bulk disbursements with audit trails, limits, and beneficiary KYC.
Let's Build Payment Infrastructure Together
Let’s collaborate to drive the future of digital payments in Africa.
